Some injured federal workers believe their compensation ends when they return to work. But that’s often just the beginning. If your injury results in permanent impairment to a covered body part, you may be entitled to a Schedule Award, one of the most helpful and misunderstood benefits under OWCP.
Why Do Schedule Awards Benefits Exist?
The law authorizes Schedule Awards to compensate federal employees for permanent loss of function, even if they are back on the job or have retired. These awards apply to specific body parts, including shoulders, knees, hands, arms, and legs. The benefit is separate from wage-loss compensation and is paid based on the determined severity of impairment.
Before an award is considered, the underlying medical condition must already be accepted by OWCP. If your injury hasn’t been formally recognized, the award process cannot begin; this is why early claim development matters so much.
What Is an Impairment Analysis?
An impairment analysis and rating is performed by a qualified physician using the AMA Guides to the Evaluation of Permanent Impairment. The analysis determines the percentage of permanent loss to the affected body part, which directly impacts the award value.
Where Claims Get Undervalued
OWCP often relies on second opinions or agency medical exams that may assign lower impairment ratings. Without strong medical advocacy, workers can find themselves in a tough spot and receive far less than they’re entitled to.
Maximization comes down to medical evidence/physician selection and understanding OWCP’s rating criteria. Workers who are not well informed and navigate this process alone often accept the first rating issued, not realizing it can be challenged.
Schedule Award Benefits: When Legal Guidance Makes the Difference
There are countless examples of federal employees who pursued Schedule Awards alone and left compensation on the table because they didn’t understand impairment calculations or documentation requirements. Legal guidance helps ensure the impairment rating is accurate, and the award reflects the full extent of permanent loss.
A Schedule Award isn’t automatic, and help is almost always needed to make sure injured federal workers receive the compensation they deserve. Having experienced legal support can make the difference between a minimal payout and the full compensation the law allows.
Contact our team of experienced federal workers’ compensation lawyers to discuss what your options may be and the particulars/details of your Schedule Awards case.